ITIN Programs & Services

Financial pathways for immigrant families. Homeownership is possible — we’ll show you how.

Understanding ITIN

What is an ITIN?

An Individual Taxpayer Identification Number (ITIN) is a tax processing number issued by the IRS. It allows individuals who do not have — and are not eligible to obtain — a Social Security Number to file taxes, build credit, and access financial services.

  • File federal and state tax returns legally
  • Open bank accounts and build credit history
  • Qualify for ITIN mortgage programs
  • Claim tax credits (Child Tax Credit, EITC eligibility)
  • Start and register a business
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Our ITIN Programs

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ITIN Application Assistance

We are Certified Acceptance Agents authorized by the IRS. We prepare, review, and submit your W-7 application.

  • W-7 form preparation and review
  • Document authentication (no need to mail originals)
  • IRS submission and tracking
  • ITIN renewal for expired numbers
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ITIN Mortgage Programs

Buy a home without a Social Security number. ITIN-friendly lenders, competitive rates, and personalized guidance.

  • No SSN required — ITIN accepted
  • 10-20% down payment options
  • Tax return-based qualification
  • Competitive rates from ITIN-friendly lenders
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Financial Pathway Program

Complete financial setup: ITIN + bank account + credit building + tax filing + homebuyer readiness — all in one program.

  • ITIN application + tax filing
  • Bank account opening assistance
  • Credit building with secured cards & tradelines
  • Homebuyer readiness assessment

We Speak Your Language

Our team provides services in English, Haitian Creole (Kreyòl Ayisyen), and Spanish (Español). We understand the unique challenges facing immigrant families and are here to help — in the language you’re most comfortable with.

🇺🇸 English

🇭🇹 Kreyòl

🇲🇽 Español

How It Works

Your ITIN Journey

1

Document Review

Bring your passport and supporting documents. We review everything to ensure your application is complete.

2

Application Prep

We prepare your W-7 form, authenticate your documents, and prepare your tax return for filing.

3

IRS Submission

As Certified Acceptance Agents, we submit directly to the IRS — no need to mail your original passport.

4

Financial Setup

Once approved, we help you open bank accounts, start building credit, and begin your path to homeownership.

ITIN FAQ

Who needs an ITIN?

Anyone who needs to file a U.S. tax return but is not eligible for a Social Security Number. This includes non-resident aliens, dependents of U.S. citizens, and foreign nationals with U.S. income.

Can I buy a house with an ITIN?

Yes! Several lenders offer ITIN mortgage programs. You’ll typically need 2 years of tax returns, 10-20% down payment, and a bank account. Our team connects you with ITIN-friendly lenders and guides you through the entire process.

How long does it take to get an ITIN?

The IRS typically processes ITIN applications in 7-11 weeks. As Certified Acceptance Agents, we can often expedite the process and you don’t need to mail your original documents.

Is my information safe?

Absolutely. We are bound by IRS confidentiality rules and professional ethics standards. Your information is protected by federal privacy laws and our strict security protocols.

Start Your Financial Journey Today

Whether you need an ITIN, want to buy a home, or build credit — we’re here to help in your language.

Schedule ITIN Consultation