Credit – Dream Builder Wealth

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Our Credit Services

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Free Credit Analysis

We pull your credit report, identify errors and negative items, and create an action plan.

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Credit Disputes

We challenge inaccurate, unfair, and unverifiable items on your credit reports with all three bureaus.

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Credit Building Programs

Tradelines, secured cards, and credit-builder loans to establish or rebuild your credit from scratch.

How It Works

Your Credit Repair Journey

1

Free Analysis

We pull and review your credit reports from all three bureaus — Equifax, Experian, and TransUnion.

2

Custom Plan

We identify disputable items and create a personalized strategy to maximize your score improvement.

3

Active Disputes

We file disputes with bureaus and creditors, challenging every inaccurate or unverifiable item.

4

Score Growth

Watch your score climb as items are removed. We add tradelines and credit-building strategies to accelerate growth.

What We Can Dispute

Our team challenges a wide range of negative items using proven dispute strategies backed by consumer protection laws (FCRA, FDCPA).

Late payments and charge-offs
Collections and judgments
Bankruptcies and foreclosures
Identity theft and fraud items
Inquiries and duplicate accounts
Incorrect balances and account statuses

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Average Results Our Clients See

+85

Average Point Increase

70%

Items Successfully Removed

90 Days

Average Time to See Results

Credit Repair & Building