📞 (832) 555-0199
✉ info@dreambuilderwealth.com
Mon–Fri 9AM–6PM | Sat by Appt
Find the perfect loan program with competitive rates and personalized service.
Traditional financing with competitive rates. As low as 3% down for qualified buyers.
Government-backed loans with lower credit requirements. 3.5% minimum down payment.
Zero down payment for eligible veterans and active military. No PMI required.
Zero down payment for eligible rural and suburban areas. Income-based qualification.
Home financing for ITIN holders. No Social Security number required. Competitive rates available.
Self-employed? Use bank statements instead of tax returns to qualify. Flexible guidelines.
We shop multiple lenders to find you the best rate and terms. Our integrated approach means your credit, tax, and real estate needs are all handled together for a smoother closing.
Complete your application online or in person. We gather your documents and financial info.
Get your pre-approval letter within 24 hours so you can shop with confidence.
We compare rates from 50+ lenders to find you the best deal possible.
We coordinate with title, appraisal, and insurance to get you to closing smoothly.
Get your personalized rate quote and pre-approval in minutes — not days.
FHA loans require a minimum 580 credit score (3.5% down) or 500 (10% down). Conventional loans typically require 620+. VA and USDA have no official minimum. Our credit repair team can help you qualify if your score is too low.
Yes! We have specialized ITIN loan programs that don’t require a Social Security number. You’ll need your ITIN, tax returns, proof of income, and a down payment (typically 10-20%).
It depends on the program: VA/USDA = 0%, Conventional = 3-5%, FHA = 3.5%, ITIN = 10-20%. We also help you access down payment assistance programs that can cover part or all of your down payment.
Typically 30-45 days from application to closing. Pre-approval can happen in 24 hours. Our integrated approach often speeds up the process because your tax, credit, and real estate teams are all coordinated.
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